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Having been a leader in real estate finance and service excellence for over 20 years, the professionals at First Pacific Financial have vast experience and know-how when it comes to mortgages. Depending on your budget needs and financial goals, we will help structure your financing in a way that puts you in the best possible position to move forward.

Program Features

  • Fixed-rate programs are available in varying terms
  • Adjustable-rate mortgages (ARMs)
  • Intermediate ARMs (Fixed for 1, 3, 5, 7 or 10 years and adjust annually the remainder of the term)
  • Complimentary pre-approval programs let you know how much home you can afford
  • Conforming Mortgages for home buyers in need of a loan of $625,000 or less
  • Jumbo Mortgages for home buyers borrowing more than $625,501 and up to $15 million
  • Construction-to-Perm owner-occupied programs provide the funds to build and the ongoing permanent mortgage – all with one application, one approval and one closing. We also provide builder financing for spec homes.
  • Rate lock periods of 15-90 days are available
  • Home Equity Lines of Credit
  • Fixed Seconds

Property Types

  • Single-family Residence
  • 2- to 4-units
  • Planned Urban Developments (PUDs)
  • Condos
  • Second Homes
  • Investment Properties




  By establishing relationships with loan officers, appraisers, escrow companies, title companies and many other vendors we are able to work through the difficulties that sometimes arise during the loan process.



  Understanding lenders and financial markets is the key to completing a successful transaction. Analyzing the property, location, and unique transaction characteristics insures that the best lender and program are selected. 



  First Pacific Financial was founded in 1989 on the principle that good advice is at the core of every prudent investment. Through the diligent application of this principle, First Pacific has earned the reputation of being a premier provider of real estate financing.

3420 Ocean Park Blvd #3020
Santa Monica, CA 90405

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